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Eliminate Fraud, Chargebacks and Refunds

We assume all of the risk for every approved transaction and give you a guaranteed payout on all sales regardless of our ability to collect.

No longer do you have to worry about chargebacks and losing your merchant account. 123BILL has it's own standards which take into account the fact that consumers lie, cheat and defraud merchants at a rate higher than Visa, Mastercard and American Express chargeback thresholds allow.

In light of recent credit card regulations reducing allowable chargeback ratios, 123BILL is the perfect solution for every on-line merchant. When you accept our guaranteed payout we assume all further responsibility for the success of the collections process. 123BILL invoices customers directly with a discreet invoice. No longer is there any risk of losing a merchant account due to customers reversing charges.

Our fee factors in all of the uncollectible amounts that we expect to encounter with consumers. However, instances of merchant and affiliate fraud are prosecuted to the fullest extent of the law. 123BILL credentials it's merchants to assure that consumers are getting the best products and service online.

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