What's
the catch?
There
is none! Establishing a credit account with 123bill takes less
than one minute and costs absolutely nothing. Once approved
you are instantly able to shop worldwide at all participating
123bill merchants. Experience a world of possibility with guaranteed
access to the finest online shopping, entertainment and informational
services.
You
will never be charged interest on your purchases because this
is not a revolving credit account. Each purchase that you make
online generates a paper statement which is mailed discreetly
to the address of your choice. Get ready to enjoy the convenience
of having thirty full days from the date of each purchase to
send in payment without ever falling into the "credit trap"
of revolving accounts which are costly and accrue interest.
With so much time allowed to send payment in you can simply
wait to do so until the next time you sit down to write out
your regular bills.
There
will never any be service fees to shop with 123bill! In fact,
retailers may choose to offer discounts to those who shop using
123bill. Merchants pay us for your privledge to shop using 123bill,
that is how we profit. When you pay on time with 123bill the
service will continue to be available and free to use for all
time.
If
your account is ever overdue it will be placed on hold until
payment is received. No interest will ever be charged on overdue
balances! However, if a payment is late we levy a late fee relative
to the amount of your initial purchase and if the balance goes past sixty days a collections fee will be applied. More information on
this subject can be easily found in the Consumer Account Terms
and Conditions.